Program Summary and review of the Overnight Cash System program and opportunity. 
The Overnight Cash System is a cash gifting program based on cash leveraging , TOCS is the “baby” of online cash gifting programs since it’s only been around for a little over 2 years, but it’s gaining in popularity.
Interested prospects visit the website to read all about the program, listen to the audio recordings, read the testimonies, watch the movies, then they can call in toll-free or submit a Callback Request and get all their questions answered “customer service” / “team leader”.
Upfront costs / expenses
The Overnight Cash System uses a 1Up style structure like the others and offers members one of the most professional and hands-off systems out there. There are 6 levels or “tiers” in TOCS: $250, $500, $1,000, $2,500, $5,000, and $10,000.
There are additional fees required to become a TOCS member. These fees are determined by which Tier Level you choose to get started with and range from $200 to $1,000.
There’s also a monthly fee of $29.95 for the hosting of the replicated websites as well as access to all the marketing tools. They give a discount if you purchase a one year subscription up front. Just to be clear, the fees I just mentioned are in addition to the initial cash gift that’s sent to the sponsor.
Legal issues
The Overnight Cash System again as with just about all the gifting businesses, we have this legal aspect which is a constant point of conflict. There has been a lot of speculation surrounding the actual legality of The Overnight Cash gifting program.
They insist they are a private activity where entrance is only gained by invitation. They often will refer to a IRS statue that declares gifts up to $13,000 are tax free. So, on this basis they declare that the money you receive is tax free because it is a gift.
After conferring with our legal consul, we have come to the determination that this concept will likely fail to hold up in court for the simple reason that in the past the courts have taken on the view that when a concern is operated like a business, advertises like a business and in truth “everyone is in it for the money” that no true gift was ever actually intended and the whole purpose for its members is to enrich themselves while attempting to avoid taxes.
So we feel that there is a very high likelihood of the courts ruling that this concern is in effect a business without products designed to enrich its members while trying to avoid the taxes on profits from the business. Therefore one could easily find themselves charged with tax evasion. So, for this reason we find this a problem certainly if you think you will be able to skirt the tax issue.
On another front The Overnight Cash System gifting program is operated without any products and this too has caused us to be concerned. One has to ask “just what am i getting for my hard earned money”? As far as we can see , Nothing! So, again, the courts are likely to see this as just another money game and they will very likely invoke the statues for you to prove that this not just another form of a ponzi scheme where innocent people are left holding an empty bag.
Advantages
The Overnight Cash System, TOCS Website has a very sleek feel to it and many newbies are attracted to it due to its “automated nature”.
Disadvantages
The Overnight Cash System, TOCS Website has a “Get-Rich Quick” Feel to it and that actually turns some people off. Thus, the conversion ratio for visitors is really low. The high administration fees are only making TOCS richer. The materials they provide are easily available for FREE when you choose the right cash gifting program. Also, they have a strict “no deal” policy on gifts.
Another significant weakness we seemed to have found with the system is that there is no way to broadcast email follow ups to your database. There is also no control over what messages the system sends out, as they are all sent from within the system.
Compensation plan
The Overnight Cash System gifting program has 6 levels or “tiers” in TOCS: $250, $500, $1,000, $2,500, $5,000, and $10,000. Most people join at $250 or $500.
Support provided
The Overnight Cash System has team leaders personally call and answer all your prospects questions for you, so it can be almost completely hands-off on the member’s part.
Special considerations
Biggest Flaw: Biggest thing that we found was the strict restrictions they put on “use of their marketing materials”. Also, you are not allowed to change the content of the letters that are sent out to your prospects via the TOCS auto responder.
They have the right to eliminate you at their will. We have heard reports of people who have gotten success there only to have made a mistake in marketing and had their site shut down permanently.
Another major downfall is that you have to get all your materials approved by TOCS before publishing them. We also question the “complete automation” that they advertise…there is nothing that is 100% Automated Online.
Final Analysis / Recommendation:
The Overnight Cash System, TOCS has a good concept but in order to achieve success, you must be able to join the right person and learn proper Attraction Marketing training where people learn to first drive traffic to a personal lead capture page, collect the guest’s information for personal follow up and then direct to the automated TOCS system for full review, because TOCS does not do a good job on helping brand you. The conversion ratio for visitors to opt-ins definitely needs to be improved.
The Overnight Cash System, TOCS gifting program should only be considered if you have a strong background in Internet marketing as well as the ability to defend the likely legal issues that may arise in time.
Again we feel that there are many suitable alternative businesses which have significant advantages over this gifting program. However if one wishes to avoid the anxiety associated with the direct selling approach so common with legitimate businesses yet still insist on having a legitimate business model that offers a reasonable opportunity for success for most people then, your options will certainly narrow.
We can easily direct you to a host of companies that we have reviewed in the past which provide quality products. However, this always involves substantial expenses for your inventory or to auto ship your products each month.
If you truly want to avoid these issues then three businesses which we favor can be recommended because they have all the benefits of this gifting business but with none of the negatives associated with this gifting program.
They are: Passport To Freedom, People’s Concepts Inc. and IWIN. Of these 3, the IWIN business has to be considered the stronger of the 3 for several reasons. One being they offer lower levels of participation which are more attractive to the masses and yet with very low expenses.
They offer possibly the best marketing / teaching system that we’ve ever reviewed for the average person. Additionally they offer a robust compensation plan which is among the top in the industry. In fact in an earlier review they earned our coveted “5 STAR TOP BANNER” award. You can visit their site by clicking here.
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